NMLS #2188361
MOUNTAIN STAR MORTGAGE LLC
A Mortgage Broker You Can Trust
As a certified broker, I know from firsthand experience how overwhelming it can be to deal with mortgages. However, I also know that it doesn’t have to be this way. Mountain Star Mortgage specializes in helping you understand all of your mortgage and financing options so you can make smart and informed decisions. Get in touch with me today to see what I can do for you.
AVAILABLE LOANS
Secure Your Best Mortgage
FIXED RATE MORTGAGE
A Brighter Future
It’s easy to get lost while navigating all the different types of mortgage loans available. The Fixed Rate Mortgage could be the right one for you, but it’s important that clients understand all implications before signing something they could later regret. Contact me now in order to discuss the benefits and disadvantages, and together we’ll decide whether this is the right mortgage for you.
ADJUSTABLE RATE MORTGAGE
The Right Loan for You
The Adjustable Rate Mortgage offered by Mountain Star Mortgage LLC
NMLS #2188361 is among the most competitive loans in the real estate market. I’d be happy to discuss the details of the Adjustable Rate Mortgage and customize it in order to suit your specific needs and financial situation. Contact me to find out if you’re eligible, and whether this would be a good fit for your needs.
HARD MONEY
Prospective Property Owners
I’ve been helping clients with their real estate investments. The Hard Money Loan is popular for some, but may not be appropriate for everyone. Get in touch to learn more about the implications and to find out whether this would be a good mortgage for your financing needs. I’ll provide all necessary information for you to make an educated decision.
OPENING HOURS
Come Visit
Mon - Fri: 9am - 5pm
Sat: By appointment
Sun: Closed
MOUNTAIN STAR MORTGAGE CAN HELP WITH ALL YOUR MORTGAGE NEEDS
HOW I CAN SERVE YOU
When it comes to financing or refinancing your properties, you want to make sure you have a professional and experienced Mortgage Broker by your side. I guarantee my clients the best financing and mortgage services. With Mountain Star Mortgage, you’ll receive the best customer service as well as helpful, easy to digest resources to help you understand what’s really going on behind all those complicated numbers.
MORTGAGE LENDING
Whether you need help negotiating a mortgage or buying a new home, Mountain Star Mortgage can manage all your mortgage needs. My Mortgage Lending services will take the complications out of the process. You’ll be surprised by how easy your life becomes once we work together — contact me and find how my Mortgage Lending services can help.
CREDIT ASSESSMENT
Whether you’re buying your first home or looking for a new property, there’s lots of stress and complications involved in mortgages and financing. That’s where I come in. I help my clients with all their Credit Assessment needs so they can enjoy the fun and excitement of buying real estate knowing they’re in good hands.
FAQS
SHOULD I GET A 15-YEAR OR 30-YEAR TERM LOAN?
This depends on how much you want to stretch your budget. If you can afford the higher monthly payments, a 15-year mortgage usually comes with a better interest rate than a 30-year version. Not only will you pay off the house quicker, but you can save a tremendous amount of interest. On the other hand, a 30-year mortgage will cost less per month, allowing you to afford a bigger or nicer house, or one in a better location.
WHAT IS A SUB-PRIME MORTGAGE?
“Subprime” refers to the below-average credit score of the individual taking out the mortgage, indicating that they might be a credit risk.
WHEN SHOULD I REFINANCE?
Refinancing a mortgage means paying off an existing loan and replacing it with a new one. There are many reasons why homeowners refinance:
To obtain a lower interest rate
To shorten the term of their mortgage
To convert from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage, or vice versa
To tap into home equity to raise funds to deal with a financial emergency, finance a large purchase, or consolidate debt
WHAT DOCUMENTATION SHOULD I GATHER?
Income verification (Last two years' tax returns, W-2s, 1099s, and your last few pay stubs)
Drivers' license and Social Security card (or alternative ID)
Bank statements
Proof of funds to close (and an explanation of where they came from, if it's not obvious)
If some or all of your down payment is coming from a gift, you will need gift letter from the source of the funds that confirm they are gift, not a loan.
HOW I CAN HELP YOU
For me, there’s no higher priority than achieving client satisfaction. I work diligently towards providing the real estate financing solutions my clients need based on their unique financial situations and lifestyle preferences. Check out some of my specialized services below to learn more.
MORTGAGE LENDING
Each of my services cater towards getting my clients the best options possible, no matter their financial situation or real estate background. Contact me today to see what I can do for you. Check out my opening hours and schedule a consultation appointment today!
CREDIT ASSESSMENT
Whether you need help negotiating a mortgage or buying a new home, Mountain Star Mortgage can manage all your mortgage needs. My services will take the complications out of the process. You’ll be surprised by how easy your life becomes once we work together— contact me and find out how my services can help.
GET IN TOUCH
COME WORK WITH US
Join the Team